We are owned by Morses Club PLC, among the British’s biggest loan that is personal
We are owned by Morses Club PLC, among the British’s biggest unsecured loan organizations put up over 130 years back. We are a direct loan provider, which means you’ll constantly know precisely whom you’re coping with. No surprises. Simply fast and effortless loans.
Just how can Dot Dot’s brief loans work?
Our loans that are short could not be any easier. All our loans are unsecured, which means you will never have to provide your property or other valuables as safety. There isn’t any need certainly to locate a guarantor either.
Simply choose simply how much you need to borrow and just how long you need certainly to repay it and get from there. You need to use our short-term loan calculator to find down just how much yours will surely cost before you use.
You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Never panic – a credit that is le-than-perfect will not immediately rule you down.
Whenever we state yes, we are going to concur your entire loan expenses upfront, then gather repayments immediately. You can handle your loan on the web through our customer that is handy portal.
It is possible to check out our FAQs or contact our friendly group in the event that you have actually any longer concerns.
Is really a short-term loan right for me personally?
Any choice you create together with your money should be the correct one for you personally. You can find occasions whenever a short-term loan may not be the option that is best.
Short-term loans will often have greater repayments than long-lasting loans while you’re repaying your debts faster. This may suggest you will spend le in interest, but if you wish to borrow a greater amount or distribute the price even more you will need to check out much longer choices.
It is also perhaps perhaps not a smart concept to obtain a short-term loan to cover another debt off. Dealing with more financial obligation will make your circumstances even worse. You can get free advice from National Debtline, StepChange or The Money Advice Service if you feel like you’re struggling.
Do we be eligible for a short-term loan?
You want to make quick and loans that are easy to as many people as poible. You’ll submit an application for certainly one of our loans that are short-term:
Your likelihood of being qualified is determined by your position. We review every application separately to ensure we provide responsibly and provide you with a loan that actually works for you personally.
Exactly how much may I borrow?
You are able to make an application for a loan that is short-term of ?100 and ?1,000 with Dot Dot Loans.
If you want a greater amount – for significant house improvements or a marriage, for instance – you are able to make an application for a long-lasting loan as high as ?5,000.
Just how do short-term loan repayments work?
You can expect payment periods of three, six and nine months on our loans that are short-term on just how much you borrow.
We are going to gather repayments immediately on an agreed date. This is through Direct Debit and will save you the hale of recalling in order to make payments – or even the stress of forgetting. You are able to talk to us about organizing a various repayment technique if you would choose.
We realize that things change. You might never be charged costs for mied or belated repayments but dropping behind could influence your credit rating. If you believe you will not have the ability to produce a payment, for reasons uknown, please paydayloansohio.net/cities/logan/ get in contact the moment poible.
Our friendly group will talk you throughout your choices which help place a plan that is new.
Are there any costs to be concerned about?
We do not charge any concealed or extra costs. Some brief loan lenders do, causing you to be with an increase of to cover back and le possibility of doing this. We keep things easy.
What is the attention price for a Dot Dot short-term loan?
Our rate of interest is fixed upfront and differs depending on exactly how much you borrow. You could see other short-term loan loan providers providing adjustable interest levels, which means that they are able to fall and rise from every month. These can be riskier. You might have the ability to pay the initial price, this expense could increase and then leave you away from pocket.
With this interest that is fixed rate you will constantly understand precisely where you stay and just how much to spending plan.
Submit an application for a short-term loan with Dot Dot
Has a crisis left you in a spot that is tight? Are numerous expenses turning up at the same time? Whatever your position, our fast and effortless loans could function as answer.
Apply today utilizing our loan that is short-term calculator. Select exactly how much you need to borrow and exactly how very long you may like to repay it, then check out the loan works for you personally. If it will, choose apply now to keep together with your application and fill in several details that are personal.
We are going to return to you the moment poible, then go on it from there. Simple.